Banking, Securitization and Finance
Advisory and litigation support to banks and Fintech Companies on RBI and other regulatory compliance, drafting, review and vetting of loan documents / contracts / policies and representation before Debt Recovery Tribunal, Appellate Tribunal, Civil Courts, Adjudicating Officer (Cyber) and High Court.
The firm specializes in advising and litigation support on all matters relating to internet banking, digital payments, cyber security and data privacy for the Banking and Financial Sector.
Frequently Asked Questions
Businesses that use technology to deal with money, payments or people’s financial information usually need advice from a fintech lawyer because they must follow many legal rules. For example, payment apps like Google Pay, PhonePe and Paytm have to follow government regulations to keep transactions safe. Online loan apps such as KreditBee, MoneyTap, LazyPay and early versions of apps like PaySense give instant personal loans, but they must follow strict rules so customers are not charged unfair interest or harassed during recovery. Investment and trading platforms like Zerodha, Groww, Upstox and Angel One handle people’s investments in shares and mutual funds, so they must legally protect investors and provide accurate information. Crypto platforms such as WazirX and CoinDCX also face legal scrutiny because of risks like fraud and money laundering. Even companies that collect customer data like Aadhaar, PAN, phone numbers or bank details must take legal advice to ensure the data is handled safely. In simple words, if a business uses technology to handle money or sensitive financial data, it should consult a fintech lawyer to avoid legal trouble.
Yes, a fintech lawyer in Pune can fully help you follow RBI rules because these regulations apply across all of India, not just in big cities. Such a lawyer guides businesses like loan apps, payment apps, investment platforms or other finance-related startups on what is legally allowed, helps them understand RBI guidelines, prepares proper documents and contracts, ensures compliance with rules like KYC, data protection and digital lending norms and helps avoid fines or legal trouble. So, if your business falls under RBI regulation, a qualified fintech lawyer in Pune can give you the same kind of legal support as a lawyer from any other major city.
Yes, a fintech lawyer is different from a corporate lawyer, though their work can sometimes overlap. A corporate lawyer mainly handles general business matters such as company incorporation, contracts, shareholder agreements, mergers and overall corporate compliance. A fintech lawyer, on the other hand, specializes in legal issues related to businesses that use technology to provide financial services, like loan apps, payment platforms, digital wallets, investment apps and crypto platforms. They focus on compliance with regulations from authorities such as RBI and SEBI, rules on digital lending, KYC/AML requirements, data protection, and cybersecurity. In simple terms, a corporate lawyer handles the business side of law, while a fintech lawyer handles the special laws that apply when technology and finance come together.
Yes, a fintech lawyer can help a company during regulatory investigations or audits. When authorities like the RBI or SEBI ask questions, inspect records or issue notices, the fintech lawyer helps the business understand what the authority is asking for and how to respond properly. They assist in preparing replies, organizing documents, communicating with regulators and correcting any mistakes in compliance. Their role is to protect the company from unnecessary penalties and to make sure the business handles the investigation in a lawful and careful manner.
Yes, fintech lawyers handle data protection and privacy compliance. Businesses in the fintech sector deal with sensitive financial and personal information, such as bank details, Aadhaar, PAN, phone numbers, and transaction histories. Fintech lawyers advise these companies on how to collect, store, process and share this data legally under laws like the Digital Personal Data Protection Act, 2023 and other applicable regulations. They help draft privacy policies, implement secure data practices, ensure proper consent from users, and guide the business in case of data breaches or audits by authorities. Essentially, they ensure that a fintech company manages customer data safely and stays compliant with the law.